It's a new year and above all things, I wish that you all will rise up from your cradles of greatness and attain higher heights; reach for the skies and pluck the stars; swing your gears and drive on the lane of progress. I do not pray that your ways be rough but I pray for strength and courage and wisdom to navigate through what storms may come. I am assured you will berth at the harbor of profound peace and lounge in the spa of divine health. Banks will bash each other's cars to reach your doorstep and your signature becomes an invaluable autograph. One thing though, wherever you are, I am always a beep away and my account is just 10-digits, easy to memorize, ini't? With love, Tobi. Ff me on twitter: @tobisammyjay